Partner with a Direct Funder
Built for Volume

Reliance Financial partners directly with ISOs to deliver fast, flexible revenue-based financing to their merchants. No middlemen, no delays — your team closes the deals, we provide the capital.

Why Merchants Choose Reliance

We have built our platform around what merchants actually need: fast decisions, reliable funding, and a team that supports you from submission to close.

Speed

Decisions in as little as 2 hours from approved submission. Your merchants get answers fast and funding follows documentation without delay.

Flexibility

Financing solutions designed for a wide range of business profiles, industries, and deal structures — from $50K to $15M per transaction.

Simplicity

No unnecessary paperwork or back-and-forth. A streamlined process built to minimize friction and maximize your throughput on every file.

Support

Dedicated account management and direct access to our underwriting team. One point of contact from first submission through funded transaction.

Merchant Qualification Criteria

Submissions that fall within the parameters below receive priority review. Contact us directly for deals that fall outside standard criteria.

$50K$15M
Advance Amount
Per transaction
312
Estimated Term
Months
$100K+
Min Monthly Revenue
Trailing 3-month average
550+
Min FICO Score
Owner credit score
7th
Max Position
Stacked positions
12+
Time in Business
Months in operation

What We Need to Move Fast

Keep submissions clean and complete to ensure the fastest possible decision. Below is what is required at the time of submission.

Required Submission Documents

  • Signed Application
  • 3 months of business bank statements
  • Driver's License
  • Voided Check

Note: 4 months of bank statements required for NY and CA merchants.

Submit Deals Directly

  • Decisions on most clean files same business day
  • Questions? (845) 285-9446
Submit to uw@reliancef.com

Download the Full Program Guidelines

Complete details on commission structures, deal parameters, restricted industries, factor rate ranges, and submission best practices.